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Tag Archives: budgeting

A Basic Guide to Teenagers and Tax Returns | XL Financial Blog

A Basic Guide to Teenagers and Tax Returns

Posted on 22. Mar, 2016 by .

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Getting a first job is an exciting time for a teenager, but that excitement can turn to stress when tax time rolls around. Teenagers who are employed might or might not have to file a tax return, but even when they don’t have to, there are times when they might want to because they could […]

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Don’t Hide From Student Loan Debt

Don’t Hide From Student Loan Debt

Posted on 09. Oct, 2015 by .

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For students who have just graduated college, there is the euphoria of having completed such a monumental task coupled with the stress of moving into the real world, finding a job, and dealing with student loan debt. Here are some steps you can take to make the loan repayment process a little lower on the […]

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The Big Benefits of Starting a Savings Account | XL Financial Blog

The Big Benefits of Starting a Savings Account

Posted on 22. Sep, 2015 by .

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If you are either young or old, it can be difficult to save for the future. You might only get enough money to just cover your bills, but saving a little bit extra can protect your future and help you prepare for retirement. It is never too late to start saving, but if you are […]

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4 Areas to Save in on Your Summer Vacation

Posted on 04. Jun, 2015 by .

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If you want to enjoy your summer vacation and not return home broke or in debt, you need to plan ahead before you pack your bags. There are multiple ways to minimize your travel expenses and still have a great time. Trim costs from four key areas: lodging, food, transportation, and entertainment. 1. Lodging Unless […]

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Start Saving Money in Four Simple Steps

Posted on 08. Apr, 2015 by .

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Putting away more money is a goal that most people share. Still, turning that desire into actual money in the bank can be a challenge, no matter how serious you are about saving. Fortunately, the following simple measures can make saving money easy for virtually anyone. 1. Start Tracking Spending Making an effective budget and […]

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Stick To Your Budget By Avoiding Unneeded Expenses

Posted on 31. Jan, 2014 by .

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Everyone has trouble sticking to a budget sometimes. One way to make sure that do not exceed your weekly or monthly budget is by learning how to avoid unneeded expenses. There are many necessary expenses that you must factor in when you are creating a budget. Rent or mortgage, food, utilities, phone bills, and loan […]

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Budgeting | XL Financial Blog

Shaping Up a Budget to Deflate the Debt Orb

Posted on 19. Aug, 2013 by .

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The main problem with most of the people is that they fail to realize which step to take for becoming debt free. The very first step to be taken for reducing debt is budgeting. The next step for you to follow would be lower credit card usage. These are the two main steps which can […]

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Budgeting | XL Financial Blog

How Budgeting Can Help Keep Personal Finances On Track

Posted on 09. Jul, 2013 by .

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Keeping personal finances in order can be very challenging for individuals, couples, and families. Many people use budgeting as a tool to help keep spending and savings on track. By creating a realistic budget and sticking with it, it is much easier to meet financial goals, build up an emergency fund, and still afford life’s […]

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