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Archive for 'Financial Planning'

A Basic Guide to Teenagers and Tax Returns | XL Financial Blog

A Basic Guide to Teenagers and Tax Returns

Posted on 22. Mar, 2016 by .

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Getting a first job is an exciting time for a teenager, but that excitement can turn to stress when tax time rolls around. Teenagers who are employed might or might not have to file a tax return, but even when they don’t have to, there are times when they might want to because they could […]

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Student Loans | XL Financial Blog

Dealing With Paying Off Your Student Loans

Posted on 22. Jan, 2016 by .

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Many people who go to college take out student loans to do so. College is too expensive for most people to afford out of pocket, and very few people get full ride academic or athletic scholarships. Hence, the need for loans. Paying off student loans is not like the repayment of other loans, so you […]

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Habits of the Most Successful Business Owners | XL Financial Blog

Habits of the Most Successful Business Owners

Posted on 04. Jan, 2016 by .

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Some make it and some don’t. Being a successful business owner is not an easy job for anyone. It requires dedication, passion and hard work to own a business, and even that does not guarantee success. However, it’s obvious that some business owners thrive with apparent ease while others struggle in an obvious manner. What’s […]

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How to Maintain the Financial Health of Your Small Business | XL Financial Blog

How to Maintain the Financial Health of Your Small Business

Posted on 10. Nov, 2015 by .

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Small businesses help keep the American economy thriving and vibrant. Unfortunately, owners of these businesses may lack the financial know-how to remain solvent and avoid certain common money-related pitfalls. Tips that can help keep your small company financially solvent include: Making Sure You Have Cash On Hand at the Beginning The owners of new businesses […]

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Don’t Hide From Student Loan Debt

Don’t Hide From Student Loan Debt

Posted on 09. Oct, 2015 by .

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For students who have just graduated college, there is the euphoria of having completed such a monumental task coupled with the stress of moving into the real world, finding a job, and dealing with student loan debt. Here are some steps you can take to make the loan repayment process a little lower on the […]

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The Big Benefits of Starting a Savings Account | XL Financial Blog

The Big Benefits of Starting a Savings Account

Posted on 22. Sep, 2015 by .

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If you are either young or old, it can be difficult to save for the future. You might only get enough money to just cover your bills, but saving a little bit extra can protect your future and help you prepare for retirement. It is never too late to start saving, but if you are […]

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Bernie Sanders | XLFinancialBlog.com

Bernie Sanders’ Financial Plan: Patching up America’s Inequality Gaps

Posted on 22. Sep, 2015 by .

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Bernie Sanders, a Democratic presidential candidate for the election in 2016, is breaking all the rules. A modern-day Robin Hood of sorts, Sanders is leading a crusade against the austerity politics currently governing the state of economic affairs in America. What differentiates Sanders from other like-minded dreamers is his commitment to proving the actual, realistic […]

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Coupons | XLfinancialblog

4 Areas to Save in on Your Summer Vacation

Posted on 04. Jun, 2015 by .

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If you want to enjoy your summer vacation and not return home broke or in debt, you need to plan ahead before you pack your bags. There are multiple ways to minimize your travel expenses and still have a great time. Trim costs from four key areas: lodging, food, transportation, and entertainment. 1. Lodging Unless […]

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Budget Tips | xlfinancialblog

Stick to Your Budget With These Four Tips

Posted on 11. May, 2015 by .

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Budgeting is one of the most important parts of financial planning. Although it can be frustrating to live by a budget, having a budget is an effective way to control your spending and establish better financial habits. To help you find success in your efforts, use the following four tips. 1 – Be Realistic It […]

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Retirement | XLFinancialBlog.com

Avoid These Retirement Pitfalls

Posted on 06. May, 2015 by .

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Retirement can be a glorious stage where you finally have time to do all the things you have been putting off. Do not make these mistakes, though, and add worry to your plate later on.   Not Saving Enough One mistake many people tend to make is underestimating how long they will actually live past […]

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